The guide
Income Optimization Strategies
A plain-language workbook written and published by Corey Lamirande for the people who attend his workshops — built on National Social Security Advisors material, with a foreword contribution from economist and author Tom Hegna. Printed copies are handed out at every seminar, and Corey will send one on request.

What's inside
What filing early really costs over a lifetime, and when claiming at 62 is still the right call.
How Social Security fits alongside pensions and other guaranteed income so the essentials are always covered.
Coordinating two records, and protecting the survivor's income before it is ever needed.
Why up to 85% of a benefit can be taxable, and how withdrawal order changes the outcome.
The earnings test, what gets withheld before full retirement age, and what comes back later.
Pensions, the FERS supplement, military service credit and how they interact with your benefit.
Send Corey your name and address and he'll put one in the post — no cost, no obligation. You can also call the office at 401.304.4409.
Request the guideThe guide is educational material and is not a recommendation to claim benefits at any particular age. Social Security content is licensed from National Social Security Advisors. Tom Hegna's contribution does not constitute an endorsement of Corey Lamirande.