The guide

Corey Lamirande's Guide to Social Security

Income Optimization Strategies

A plain-language workbook written and published by Corey Lamirande for the people who attend his workshops — built on National Social Security Advisors material, with a foreword contribution from economist and author Tom Hegna. Printed copies are handed out at every seminar, and Corey will send one on request.

Cover of Corey Lamirande's Guide to Social Security: Income Optimization Strategies

What's inside

The questions Corey gets asked in every workshop, answered on paper

The 62 / 67 / 70 decision

What filing early really costs over a lifetime, and when claiming at 62 is still the right call.

Guaranteed income strategies

How Social Security fits alongside pensions and other guaranteed income so the essentials are always covered.

Spousal and survivor benefits

Coordinating two records, and protecting the survivor's income before it is ever needed.

Taxes on your benefits

Why up to 85% of a benefit can be taxable, and how withdrawal order changes the outcome.

Working while claiming

The earnings test, what gets withheld before full retirement age, and what comes back later.

Public and federal employees

Pensions, the FERS supplement, military service credit and how they interact with your benefit.

Want a copy in the mail?

Send Corey your name and address and he'll put one in the post — no cost, no obligation. You can also call the office at 401.304.4409.

Request the guide

The guide is educational material and is not a recommendation to claim benefits at any particular age. Social Security content is licensed from National Social Security Advisors. Tom Hegna's contribution does not constitute an endorsement of Corey Lamirande.